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3 Issues Which Could Help to Ensure Your Family is Prepared for the Worst

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As all of us know, the first few years of parenting can be an absolute whirlwind. Looking after little ones is all-consuming and can ultimately mean we have few opportunities to actually sit down and think beyond the short term.

However, despite those challenges, it is still very important to consider the future and even approach subjects that most people actively avoid talking about. Sadly, losing loved ones and experiencing other difficult moments is a part of life and, as such, it is important to think about the steps you can take to be prepared when the worst happens. Here, we outline a few issues which we think could be a vital starting point.

Personal insurance

One issue you might not have got around to looking at since becoming a parent is the range of insurance you have in place. Having kids is a huge moment and you need to ensure that any existing policies for matters such as health or life insurance remain fit for purpose. In terms of the latter, worryingly, research released last year actually suggested that only 59 per cent of Americans currently own life insurance in some form.

Another matter which should be reviewed is your home insurance, as it is worthwhile reminding yourself of the terms of the policy and whether anything needs to be changed now children are in the picture.

Business insurance

For a great number of us, work is a major source of pride and we take a lot of care to ensure that we always perform to our best. However, errors and problems sadly can arise and that is why protection is needed, particularly if it is your own business.

Having the right insurance can help in this regard and many providers offer cover which is tailored to suit specific occupations. For example, Next Insurance offers HVAC insurance, which is designed to ensure contractors involved in air conditioning are covered for everything from injuries to damage to a client’s property.

Writing a will

Stopping for a moment to think about our own mortality can be tough, but death is an issue we should not ignore. Time and time again we see headlines in the news about the likes of Prince or Aretha Franklin passing away without a will in place, but sadly the same thing happens to many normal Americans too. In fact, a 2017 survey by Caring.com estimated that more than half of people in the US do not have a will.

Leaving a clear and concise will is very important, as it should ensure that your friends and family have a proper understanding of how your estate needs to be handled when you die. Furthermore, it should go some way towards minimising the risk of them falling out regarding such issues.

Preparing for hard times

Thinking about worst case scenarios can be very difficult and often emotional, but sadly it is vital that many of us do it. We hope the ideas above may help you get started on ensuring both you and your family have measures in place for when life gets tough.

Hey all! Big thanks to Katy Blevins for handing over the reins to me at the end of 2017 to fulfill my new years resolution to write...often! Based in Miami, you can find me blogging about family life as a mother of two young kids. But i'll also continue the Chaos and Kiddos theme of business, fashion, parenting, product reviews, and...well, I could go on and on.

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Family

3 Reasons to Keep Old Family Photos

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The decision of whether or not to hang onto family keepsakes is often an emotional one. We can be torn between the need to declutter and the guilt of getting rid of memories. And in the case of family photos, this decision is even harder. After all, they are things you can never replace once they’re gone. For that reason and many more, most people decide to keep them and just find creative ways to store them. But in case you’re still on the fence, here are just a few good reasons not to throw them away. Old family photos preserve history The first photograph was taken in 1826 or 1827 by a man in France. It was created using a method he was experimenting with, called heliography. At this point and for many years after, all photos were produced on tin plates. But what’s amazing to realize is that before this, the only images of our ancestors would be pictures people drew. This was a rare skill usually reserved for people of royalty and wealth. While your family photos might not date back that far, the history of the photograph is still pretty valuable. Without them, we wouldn’t have the clear view of events, trends, and history we do today. Old photos can give us a glimpse into other eras and help us discover what people wore, drove, and ate. But aside from that, these pictures tell your history, which is something that can be passed down to the next generations. There are many convenient ways to store old photos Lack of storage space is why many people choose to dispose of keepsakes, clutter, and old photos. But with today’s technology, there’s no need to worry about that. With the development of cloud photo storage, you can easily upload thousands of images to access any time and from anywhere you want. This also makes it easy to share your photos with family members through email or other methods. You can also print any out that you wish by uploading them to a local or mail-in photo lab. But if you’d rather not destroy the originals, you can also purchase organizers for your prints. Many photo supply stores sell storage systems, such as sectioned boxes, acid-free albums, or plastic files where you can neatly stack and sort the prints for compact storage in small spaces. Of course, even if you do choose to keep the physical copies, it’s still a good idea to scan them into a cloud-based system for back up. Old photos make great artwork If you have any open spaces you’d like to decorate, old family photos are a great solution. You can have them professionally enlarged and framed, or you can have them made into canvas prints. Canvas prints are perfect for spots over the fireplace or large walls that you can’t quite seem to fill, but they’re also much cheaper than framed and matted prints or expensive artwork you might purchase from a local vendor. The statement they make is much more personal and elegant than any piece of art you can buy. If you’re fortunate enough to still have a piece of your family’s history preserved through old photos, don’t take it for granted. Some people never have the chance to see these types of images because their photos were lost or destroyed. Take the time to preserve these memories to pass down to your children. They’re an important part of your past and your family should be able to cherish for generations to come.  

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Family

A Unique Travelling Experience for the Family

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With spring break currently in full force and summer just around the corner, you and your family may be using the free time to plan for a big vacation during the extended summer holidays.

If going to Disneyland or another theme park sounds too typical or superficial, then you can look at the options for short-term educational tours.

Centered around the concept of offering a diverse range of educational fun for the whole family, these tours can prove to be the perfect mix of knowledge and joy for all ages.

To help you form an informed opinion about taking an education tour, here are a few reasons why such a tour could be a fun, enthralling and unique travelling experience for your family.

It Can Provide Firsthand Experiences

Developed with the very thought of teaching through different aspects, an educational tour lets you and your family learn new things during your travels.

You are no longer limited to using your imagination to interpret someone else’s words or using your vision to appreciate a picture on your screen. Instead of only reading about faraway places and their various traits, you can actually experience them firsthand by living through them together with your family. This allows you to use all of your senses to experience things as they are in real life.

This lets you and your family have a greater understanding of what it actually feels like to be in a place instead of just reading about it. That by itself enables all of you to use that experience in a variety of aspects such as work, school and personal life.

It Lets You Appreciate What is There in the World

Whether you are learning about the ancient ruins of Machu Picchu or getting Spanish lessons from locals in Ecuador, an educational tour can introduce you to newfound appreciation and understanding of different cultures and places.

This makes sure that you are no longer limited to filtered sources of information. You can learn the basics of several languages, study the topics of various cultures, and absorb the knowledge of how life is in different places of the world.

It lets you and your family develop empathy for the planet and its inhabitants, and that allows you to make better decisions in your everyday lives.

It Makes You More Confident

Traveling to different places and learning about the life there doesn’t only educate you from a perspective of knowledge, but it also helps you grow from a personal aspect. 

Since you and your family members are able to learn through different experiences of various people and explore sights that you have never traveled before, all of you get to grow more confident, perceptive and knowledgeable from the experience.

As such, you are ready to take on any challenges that life throws your way. The older people in your family could learn to apply these skills at their workplace, while younger members could use this assertiveness during their school and college with ease. All in all, it helps you boost your performance, and lets you apply your newly gained education in various aspects of life.

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Family

Drag Your Kids Into Nature. It’s Good For Health and Wellbeing

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Studies show that spending two hours a week in nature is good for the health and wellbeing of adults and children.  In contrast, spending too much time in front of a screen surrounded by the proverbial concrete jungle is detrimental to psychological and physical wellbeing.  Sitting for long periods with no exercise has been linked to debilitating diseases such as diabetes and cancer. Experts also conclude that too much screen time causes, near-sightedness, insufficient sleep, headaches and obesity – all of which can have a negative effect on the psychological maturity of children.  If your kids are devouring too much screen and not enough green, its high time you dragged them into nature. The short-term and long-term health depends on it.  Connecting with Nature Connects You With People  Several studies have shown that connecting with nature is therapeutic. The Japanese understand this so well that ‘forest bathing’ or shinrin-yoku is deeply ingrained in their culture.  Although scientists are not sure how or why, but it appears humans have an intrinsic connection with the natural environment. You probably know from experience that being in the great outdoors restores your energy and vitality. If you can’t escape the concrete jungle by heading out into the countryside or mountains, take advantage of green spaces near your home. Even playing in the park gives you children an opportunity to connect and socialise with other kids in your neighbourhood – and any type of non-internet related connection is good for their development.  Nature Reduces Stress and Anxiety  Researchers have discovered that being around nature reduces stress, fear and anger. Living in these unprecedented times, children probably feel more emotional and afraid than they might ordinarily.  During the lockdown and school closures, there is also more of a tendency for your children to watch TV more often, playing computer games, or spending more time on social media and the internet. More screen time is potentially damaging to their wellbeing.  Heading out into nature will help to distract their minds from the concerns they have about Covid-19. Being outdoors feels more natural to children, and psychologists recommend that you should try to make life as normal as possible.  Encourages Children To Develop A Healthy Lifestyle We often take the experiences and habits we develop as children into adulthood. By nature, we are habitual creatures and reenact similar behaviours throughout life.  Teaching the little ones positive and healthy behaviours from an early age stands them in good stead when they get older. Show your children the benefits of being in nature now and they are more likely to make an effort to head for the hills when they are older. They will also be a better influence on their children – your grandchildren.  I appreciate nature walks may not be all that appealing to kids. However, I have a cunning plan. Why not introduce a variety of games to play that are fun, help to educate your kids and give them plenty of exercise. If you need some ideas of fun games to play with children in nature, check out this awesome list

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