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How to Save Up for Your Next Big Purchase



When you have a family to support, you might find that you need to sacrifice making big purchases because you don’t have enough spare cash lying about in your bank account. Sometimes, making big purchases like buying a new washing machine or getting a new car are necessary to ensure that your family life runs smoothly. This is why we have come up with some tips on how you can save up some money for your next big purchase. Keep reading if you’d like to find out more!

Consider Your Bank

One of the best ways that you can bring in some extra cash is by choosing the right bank account. You’ll find that some banks offer little incentives that include real cash if you simply sign up an account with them. Switching your bank account can make a huge difference and this is something that you should consider if you want to save up some money for your next big purchase. Make sure to find out which checking account is best for you before jumping in!

Start Couponing

Couponing is a worldwide phenomenon that sees people save huge amounts on their weekly shopping in some of the major supermarkets. Often, we get coupons and don’t look twice at them because we don’t think that they will save us that much. The great thing about getting into couponing is that you can learn how to use coupons together and if you do it right, you can get your entire family’s shopping for an extremely low price.

Sell Online

If you’ve lived in the same home for many years, it is likely that you have accumulated a huge number of items that you don’t even use. This is where online selling or even car boot sales can come in handy. Give yourself some time to go through what you have and locate the things that you don’t need anymore. You can then go online and sell them through sites like eBay which will help you to bring in some extra cash and allow you to save it for your next big purchase.


If you have a certain number of services that you are paying too much for each month, do your research and see what other offers you could be taking advantage of. Once you are fully informed, make a call to your internet or electricity provider and let them know that you have found a better offer elsewhere. It is likely that they will do all that they can to stop you from switching so you might end up being offered a better price. Don’t be afraid to negotiate because these providers are well trained in dealing with people who want to switch, and they know what they are allowed to offer.

If you follow these steps, you might find that you are able to save money on your services each month and in the end find some spare cash to save for your next big purchase.

Hey all! Big thanks to Katy Blevins for handing over the reins to me at the end of 2017 to fulfill my new years resolution to write...often! Based in Miami, you can find me blogging about family life as a mother of two young kids. But i'll also continue the Chaos and Kiddos theme of business, fashion, parenting, product reviews, and...well, I could go on and on.

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Financial Housekeeping Tips For Everyone



Good habits make it easier to be good with your finances.

What is “financial housekeeping”? Well, it’s essentially the process of keeping your finances in good order through regular attention and maintenance. A quick dusting down of your budget each week or shining up your savings with better planning and research can make all the difference to overall financial health.

Keeping your finances in good shape means you won’t have to rely on expensive doorstep cash loans or personal loans in an emergency – like your heating breaking down in the middle of winter. If you’d like to be better at financial housekeeping then here are some useful tips.

Make your finances a regular priority

Just like regular housekeeping, the financial version needs to be regularly done if you want your finances to be orderly and sparkling. Schedule in some time once a week to look over budgets and review your goals to see where you are with what you have in the bank – and what you’re trying to achieve.

Carry out a financial spring clean often

Overspending and financial waste can be curbed with a regular review and clear out of your finances. Are you paying for apps or services that you just don’t use anymore (e.g. online streaming or gaming apps)? Do you know how much you spend on coffee every week and are you eating the food that you buy or does it just end up in the bin? Go through every aspect of your financial life and assess whether it’s working and if improvements could be made.

Always hesitate

Hesitation isn’t always helpful in life in general – except when it comes to your finances. If you’re trying to improve the way that you manage your money then a little hesitation is sometimes no bad thing. Feeling like you want to spontaneously purchase a whole new outfit or TV? Just give yourself a day or so to think about it. Looking at exotic holidays online and wondering if you could just skip a few car repayments to take advantage of a discount? Just wait 24-48 hours and then think it over again.

Regularly reassess your options

Interest rates change on a regular basis so it makes sense to review where these touch your financial life as part of routine financial housekeeping. Could you pay less for money that you’re borrowing, for example? Or is there a better product for your savings that would help you to generate more income from what you put aside?

Think about the future

When you’re committing to financial housekeeping always keep your eye on the horizon. Living in old age is becoming increasingly expensive and poverty is a very real threat for many who reach pensionable age. Do your current financial arrangements include a provision for covering the costs of living when you’re in your golden years? If not then this is a reassessment that is going to be essential for keeping your finances in order.

Stay on top of your income and outgoings

Budgeting gives you control when it comes to finances and is an essential part of financial housekeeping. Make sure you know what’s coming in every month – and that you’ve estimated your outgoings so that there are no nasty surprises or white knuckle moments.

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